Tag Archives: Dr Wilda

The 08/09/13 Joy Jar

9 Aug

One of the great things about summer is the variety of fruits and vegetables which are in season. Just as there are seasons of one’s life, there are fruits of one’s life. Today’s deposit into the ‘Joy Jar’ are the fruits of one’s existence.

A table, a chair, a bowl of fruit and a violin; what else does a man need to be happy?
Albert Einstein

The roots of education are bitter, but the fruit is sweet.
Aristotle

The trees that are slow to grow bear the best fruit.
Moliere

The smallest seed of faith is better than the largest fruit of happiness.
Henry David Thoreau

You’ve got to go out on a limb sometimes because that’s where the fruit is.
Will Rogers

No greater thing is created suddenly, any more than a bunch of grapes or a fig. If you tell me that you desire a fig, I answer you that there must be time. Let it first blossom, then bear fruit, then ripen.
Epictetus

Let us learn to appreciate there will be times when the trees will be bare, and look forward to the time when we may pick the fruit.
Anton Chekhov

A tree is known by its fruit; a man by his deeds. A good deed is never lost; he who sows courtesy reaps friendship, and he who plants kindness gathers love.
Saint Basil

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Dr. Wilda Reviews: ‘Luke and Linda Learn What a Bank Can Do’

7 Aug

Moi received a complimentary copy of Luke and Linda Learn What a Bank Can Do. Here is the information about the book:

Title What a Bank Can Do: Luke and Linda Learn
Author John Tuzee
Publisher Kids Life Press, 2012
ISBN 0975534882, 9780975534885

Financial literacy is not only an issue for adults, but is a topic that children should be taught. Investopedia defines financial literacy in the article, Teaching Financial Literacy To Kids: Introduction:

Financial literacy is the ability to use knowledge and skills to make effective and informed money management decisions. Personal financial literacy encompasses a range of money topics, from everyday skills such as balancing a checkbook to long-term planning for retirement. While literacy – the ability to read and write – is a fundamental part of the education system, financial literacy is often left out of the equation. In the United States, fewer than half of states have any financial literacy requirements for their K-12 education systems, and only four states require high school students to take personal finance classes.

While there is a movement to include more finance-related coursework in elementary, middle and high school settings, parents and guardians are the primary educators when it comes to teaching children the skills they need to develop a strong foundation for life-long financial competence. Many adults, however, avoid talking to kids about money, because they lack confidence in how they’ve handled their own finances. This is unfortunate, because adults have two things that children do not when it comes to finances: experience and perspective. You do not have to be a financial rock star with a perfect track record to teach your child personal finance basics and get the money conversation started. If your finances are currently in a mess, you can work to get them in order and be a positive role model.
http://www.investopedia.com/university/teaching-financial-literacy-kids/

Tuzee’s book is a good basic primer about the financial system. The themes of the book are financial literacy and teaching an understanding of the banking system. It is basic knowledge, but Tuzee does a great job.

Moi liked the book because the illustrations were colorful and sure to catch a child’s eye. The graphics and pictures were good. Concepts were explained clearly and the text flowed.

The age range for the book could be from about five years on. Yes, even some older children could benefit from the book because the level of financial literacy in the country is low among many populations. The cover is great because it lets the reader know exactly what the book is about. There is also good and concise biography information about the author and the illustrator on the cover.

Moi loved the book and would highly recommend the book to parents who are interested in teaching their children about the banking system.

Here is the press info about the book:

Union Bank Partners With Nationally Recognized Children’s Authors To Teach Kids About Money

Survey reveals more than three fourths of U.S. youth want to learn more about how to save money.

“We want to spread the word about What a Bank Can Do and the important story it tells,” says Leis. “The book is a great addition to John and Diane Tuzee’s collection and especially relevant for Union Bank and the financial industry at large.”

SAN FRANCISCO, CA (PRWEB) July 11, 2013

In an effort to demonstrate its commitment to responsible banking and financial education, Union Bank, N.A., today unveiled a new, limited edition children’s book, What a Bank Can Do, by nationally recognized children’s authors John and Diane Tuzee. The bank also announced the results of its national YouthQuery survey, conducted online by Harris Interactive® from June 13-26, 2013, providing insight into the financial needs and desires of 8 to 18 year olds.

The survey of more than 1,200 U.S. youth reveals that 83 percent agree that they should spend less of their money in order to save more, and 76 percent want to learn more about how to save money. Eighty percent agree it is very important for someone their age to have a savings account, and the majority of U.S. youth also want to talk more with the adults in their life (e.g., parents, teachers) about how to save money (63 percent) and wish they had better sources of information about how to save money (61 percent).

“This study is eye opening, and confirms that our nation’s youth are hungry for knowledge, including learning and talking more about how to save with teachers, parents and other adults,” says Union Bank Executive Vice President George Leis, regional president for the bank’s Central Coast division, which is hosting a special book signing in San Luis Obispo with the Tuzees in July. “What a Bank Can Do tells a great story about the importance of saving and the role that banks have in our communities and our nation, and we hope it will be a fun learning tool for all adults to share with the youth in their lives. Educating and empowering youth using tools like this book will help build and sustain strong communities for the future.”

Colorful and easy-to-read, What a Bank Can Do explores the fun and importance of saving money through its main characters Luke and Linda, who first learn with their toy banks and later with their own bank accounts. With rhyming verse-text, the book reminds children of “one thing that’s kind of simple…always save more than you spend…” To help tell its story, What a Bank Can Do also features bold, lively illustrations by Mike Kasun, a nationally recognized commercial artist.

“It was clear to us that there’s a great need for books like What a Bank Can Do and other learning materials,” says Leis. “We support financial education throughout the year at Union Bank, and it is one of our core areas of philanthropic giving – supporting this book is a natural continuation of our commitment.”

Union Bank provided underwriting support for the development and initial distribution of What a Bank Can Do, donating many copies to schools and youth groups. The Tuzees hope the story, a 30-page journey sure to please the young and young-at-heart, will generate interest from other underwriters to support additional copies. “We’re pleased that Union Bank stepped up to support our initial print of nearly 5,000 copies, and we want to create a demand for more books,” says John Tuzee.

“We want to spread the word about What a Bank Can Do and the important story it tells,” says Leis. “The book is a great addition to John and Diane Tuzee’s collection and especially relevant for Union Bank and the financial industry at large.”

To preview What a Bank Can Do online, please click here: What_A_Bank_Can_Do.pdf.

Survey Methodology
Harris Interactive® conducted the survey online within the United States on behalf of Union Bank from June 13-26, 2013, among 1,211 8-18 year olds. Results were weighted as needed for age, sex, race/ethnicity, parental education, education, urbanicity and region. All sample surveys and polls, whether or not they use probability sampling, are subject to multiple sources of error which are most often not possible to quantify or estimate, including sampling error, coverage error, error associated with nonresponse, error associated with question wording and response options, and post-survey weighting and adjustments. Therefore, Harris Interactive avoids the words “margin of error” as they are misleading. All that can be calculated are different possible sampling errors with different probabilities for pure, unweighted, random samples with 100% response rates. These are only theoretical because no published polls come close to this ideal. Respondents for this survey were selected from among those who have agreed to participate in Harris Interactive surveys. The data have been weighted to reflect the composition of the U.S. 8-18 year old population. Because the sample is based on those who agreed to be invited to participate in the Harris Interactive online research panel, no estimates of theoretical sampling error can be calculated.

About UnionBanCal Corporation & Union Bank, N.A.
Headquartered in San Francisco, UnionBanCal Corporation is a financial holding company with assets of $97 billion at March 31, 2013. Its primary subsidiary, Union Bank, N.A., is a full-service commercial bank providing an array of financial services to individuals, small businesses, middle-market companies, and major corporations. The bank operated 443 branches in California, Washington, Oregon, Texas, Illinois, and New York as well as two international offices, on March 31, 2013. UnionBanCal Corporation is a wholly-owned subsidiary of The Bank of Tokyo-Mitsubishi UFJ, Ltd., which is a subsidiary of Mitsubishi UFJ Financial Group, Inc. Union Bank is a proud member of the Mitsubishi UFJ Financial Group, one of the world’s largest financial organizations. In July 2013, American Banker Magazine and the Reputation Institute ranked Union Bank #1 for reputation among its customers. Visit http://www.unionbank.com/ for more information.

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Other Reviews:

Book Review: Luke and Linda Learn What A Bank Can Do

http://www.youtube.com/watch?v=KpFOOTdl6Ec (Preview)

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Book Review: Luke and Linda Learn What A Bank Can Do

Soyouthinkyoucanmom

Recorded on August 1, 2013 using a Flip Video camera.

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This is a Dr. Wilda Reviews Best Pick with a definite thumbs up.

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The 08/07/13 Joy Jar

7 Aug

The summer has returned to Seattle and it is wonderful. When it is warm outside, nothing refreshes so much as a nice hot shower. Today’s deposit into the ‘Joy Jar’ is a hot shower.

“I only sing in the shower. I would join a choir, but I don’t think my bathtub can hold that many people.
”
Jarod Kintz, Who Moved My Choose?: An Amazing Way to Deal With Change by Deciding to Let Indecision Into Your Life

“Every one who has taken a shower has had an idea. It’s the person who gets out of the shower, dries off and does something about it that makes a difference.”
― Nolan Bushnell

It is not light that we need, but fire; it is not the gentle shower, but thunder. We need the storm, the whirlwind, and the earthquake.
Frederick Douglass

Weather means more when you have a garden. There’s nothing like listening to a shower and thinking how it is soaking in around your green beans.
Marcelene Cox

My schedule goes: wake up, running, exercise, downstairs, running shoes off, then to the shower. That’s the Jackie Chan diary.
Jackie Chan

Sentences or solutions occur to me in the shower, or while running on the treadmill, or riding on the subway.
Karen Thompson Walker

“One can talk good and shower down roses, but it’s the receiver that has to walk through the thorns, and all its false expectations.”
― Anthony Liccione

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The 08/06/13 Joy Jar

6 Aug

Moi takes public transportation all over Seattle. She thinks, watches people and sometimes writes. Public transportation is really an exercise in being ‘present in the moment’ no matter what is going on around one. Today’s deposit into the ‘Joy Jar’ is being ‘present in the moment.’

Do not dwell in the past, do not dream of the future, concentrate the mind on the present moment.
Buddha

Life is all memory, except for the one present moment that goes by you so quickly you hardly catch it going.
Tennessee Williams

The art of life is to live in the present moment, and to make that moment as perfect as we can by the realization that we are the instruments and expression of God Himself.
Emmet Fox

Hope is important because it can make the present moment less difficult to bear. If we believe that tomorrow will be better, we can bear a hardship today.
Thich Nhat Hanh

God is always coming to you in the Sacrament of the Present Moment. Meet and receive Him there with gratitude in that sacrament.
Evelyn Underhill

There is surely nothing other than the single purpose of the present moment. A man’s whole life is a succession of moment after moment. If one fully understands the present moment, there will be nothing else to do, and nothing else to pursue. Live being true to the single purpose of the moment.
Yamamoto Tsunetomo

The ability to be in the present moment is a major component of mental wellness.
Abraham Maslow

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The 08/05/13 Joy Jar

6 Aug

Summer has returned to Seattle and moi had sparkling lemonade. That got moi thinking about why some folk just seem to make an impression. There is that ‘X’ factor called personality. Today’s deposit into the ‘Joy Jar’ is a wonderful personality, which moi is working on.

It’s beauty that captures your attention; personality which captures your heart.
Oscar Wilde

Everything we know by heart enriches us and helps us find ourselves. If it should get in the way of finding ourselves, it is because we have no personality.
Nadia Boulanger

Talent alone cannot make a writer. There must be a man behind the book; a personality which, by birth and quality, is pledged to the doctrines there set forth, and which exists to see and state things so, and not otherwise.
Ralph Waldo Emerson

An individual’s self-concept is the core of his personality. It affects every aspect of human behavior: the ability to learn, the capacity to grow and change. A strong, positive self-image is the best possible preparation for success in life.
Dr. Joyce Brothers

We should take care not to make the intellect our god; it has, of course, powerful muscles, but no personality.
Albert Einstein

A person however learned and qualified in his life’s work in whom gratitude is absent, is devoid of that beauty of character which makes personality fragrant.
Hazarat Inayat Khan

Let your personality, and sense of humor shine through, that’s whats makes you, you. Even God had a sense of humor. Just take a look around you…
Nishan Panwar

Attractiveness and magnetism of man’s personality is the result of his inner radiance.
Yagur Veda

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The 08/04/13 Joy Jar

4 Aug

Moi’s computer is dying and it is an XP machine and Microsoft will no longer be supporting XP. Moi would love to call the softies a group of money-grubbing weasels because she and countless others love our XP. So moi is on the hunt for a new computer and has started researching systems and brands. She hopes to have her new machine by September 1. Still, moi loved XP, the operating system for techno-idiots. Today’s deposit into the ‘Joy Jar’ is embracing change even if it was forced upon you by money-grubbing weasels.

Change does not roll in on the wheels of inevitability, but comes through continuous struggle. And so we must straighten our backs and work for our freedom. A man can’t ride you unless your back is bent.
Martin Luther King, Jr.

When we are no longer able to change a situation – we are challenged to change ourselves.
Viktor E. Frankl

It may be hard for an egg to turn into a bird: it would be a jolly sight harder for it to learn to fly while remaining an egg. We are like eggs at present. And you cannot go on indefinitely being just an ordinary, decent egg. We must be hatched or go bad.
C. S. Lewis

All changes, even the most longed for, have their melancholy; for what we leave behind us is a part of ourselves; we must die to one life before we can enter another.
Anatole France

Everyone thinks of changing the world, but no one thinks of changing himself.
Leo Tolstoy

To improve is to change; to be perfect is to change often.
Winston Churchill

If you do not change direction, you may end up where you are heading.
Lao Tzu

If you change the way you look at things, the things you look at change.
Wayne Dyer

God grant me the serenity to accept the things I cannot change, the courage to change the things I can, and the wisdom to know the difference.
Reinhold Niebuhr

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The 08/03/13 Joy Jar

4 Aug

Seattle has a light rail train which goes to Seatac Airport. Eventually, it will go all the way to Everett. Right now it winds its way through South Seattle which is where one sees people of color from all over the globe. Along the tracks are those businesses being shepherded by immigrants who work hard and still believe that America is a land of opportunity. These businesses are sprouting like flowers growing up through concrete. The train ride allows one to collect their thoughts. Today’s deposit into the ‘Joy Jar’ is any train ride.

“My heart is warm with the friends I make,
And better friends I’ll not be knowing,
Yet there isn’t a train I wouldn’t take,
No matter where it’s going.”
― Edna St. Vincent Millay, The Selected Poetry

“I can remember the first time I saw a train whistle, I thought, “Boy, those are some big lips.”
― Jarod Kintz, There are Two Typos of People in This World: Those Who Can Edit and Those Who Can’t

“It’s my experience that most folk who ride trains could care less where they’re going. For them it’s the journey itself and the people they meet along the way. You see, at every stop this train makes, a little bit of America, a little bit of your country, gets on and says hello.”
― David Baldacci, The Christmas Train

Neither a wise man nor a brave man lies down on the tracks of history to wait for the train of the future to run over him.
Dwight D. Eisenhower

One does not need buildings, money, power, or status to practice the Art of Peace. Heaven is right where you are standing, and that is the place to train.
Morihei Ueshiba

If you board the wrong train, it is no use running along the corridor in the other direction.
Dietrich Bonhoeffer

When a train goes through a tunnel and it gets dark, you don’t throw away the ticket and jump off. You sit still and trust the engineer.
Corrie Ten Boom

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The 08/02/13 Joy Jar

4 Aug

Moi is organizing her life, diet, and living space to increase her energy level. There are many things that moi hopes to accomplish over the next few months and she will need a high level of energy. Today’s deposit into the ‘Joy Jar’ is increased energy.

We can be tired, weary and emotionally distraught, but after spending time alone with God, we find that He injects into our bodies energy, power and strength.
Charles Stanley

Energy and persistence conquer all things.
Benjamin Franklin

The energy of the mind is the essence of life.
Aristotle

All the breaks you need in life wait within your imagination, Imagination is the workshop of your mind, capable of turning mind energy into accomplishment and wealth.
Napoleon Hill

It takes a lot of energy to be negative. You have to work at it. But smiling is painless. I’d rather spend my energy smiling.
Eric Davis

The more you lose yourself in something bigger than yourself, the more energy you will have.
Norman Vincent Peale

There is nothing wrong with America that faith, love of freedom, intelligence, and energy of her citizens cannot cure.
Dwight D. Eisenhower

Success in almost any field depends more on energy and drive than it does on intelligence. This explains why we have so many stupid leaders.
Sloan Wilson

Love is a sacred reserve of energy; it is like the blood of spiritual evolution.
Pierre Teilhard de Chardin

Determination, energy, and courage appear spontaneously when we care deeply about something. We take risks that are unimaginable in any other context.
Margaret J. Wheatley

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The 08/01/13 Joy Jar

1 Aug

Moi is totally reorganizing her writing space so that she can be more productive. Moi loves to read, write, and think. There is a peace in being able to think on one’s own schedule. Today’s deposit into the ‘Joy Jar is a comfortable writing space.

Never be afraid to sit awhile and think
Lorraine Hansberry, A Raisin in the Sun

Only in quiet waters do thing mirror themselves undistorted. Only in a quiet mind is adequate perception of the world.
Hans Margolius

The great omission in American life is solitude; not loneliness, for this is an alienation that thrives most in the midst of crowds, but that zone of time and space, free from the outside pressures, which is the incubator of the spirit.
Marya Mannes

Inside myself is a place where I live all alone, and that’s where I renew my springs that never dry up.
Pearl Buck

What a commentary on civilization, when being alone is being suspect; when one has to apologize for it, make excuses, hide the fact that one practices it – like a secret vice.
Anne Morrow Lindbergh

The happiest of all lives is a busy solitude.
Voltaire

True silence is the rest of the mind, and is to the spirit what sleep is to the body, nourishment and refreshment.  William Penn

Reading well is one of the great pleasures that solitude can afford you.
Harold Bloom

No man should go through life without once experiencing healthy, even bored solitude in the wilderness, finding himself depending solely on himself and thereby learning his true and hidden strength.
Jack Kerouac

Nowhere can man find a quieter or more untroubled retreat than in his own soul.
Marcus Aurelius

I would rather sit on a pumpkin and have it all to myself, than be crowded on a velvet cushion.
Henry David Thoreau

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The 07/31/13 Joy Jar

31 Jul

As moi walked this evening, she looked up at the night sky and wondered at the various shades of the midnight blue hue and the dark outlines of clouds. There was just enough night light to highlight the beauty of the night sky. Tonight’s deposit into the ‘Joy Jar’ is a beautiful night sky.

“If the stars should appear one night in a thousand years, how would men believe and adore; and preserve for many generations the remembrance of the city of God which had been shown! But every night come out these envoys of beauty, and light the universe with their admonishing smile.”
Ralph Waldo Emerson, Nature and Selected Essays

“Mortal as I am, I know that I am born for a day. But when I follow at my pleasure the serried multitude of the stars in their circular course, my feet no longer touch the earth.”
Ptolemy

“Some praise the Lord for Light,
The living spark;
I thank God for the Night
The healing dark.”
Robert W. Service

“Night is a world lit by itself.”
Antonio Porchia; Translator W.S. Merwin, Voices

“The last glow of sundown dims away. Stars appear in the east. Night encloses us. The ocean seems to enlarge. When you’re adrift at night, imagination and perception merge. They have to. You can’t see as well, as far, as deep. You tie knots by muscle memory, and you operate your reel mostly by feel. Your boat drifts, your thoughts drift. You sense the sweep of tide and water, and the boat gets rocked in turbulence just past each undersea ridgeline and boulder field. You, too, are looking up, searching constellations, dreaming. You fell again how flexible and expansive your mind can be when it’s working right. And you slip your leash to explore the vast vault of sky and great interior spaces.”
Carl Safina, The View from Lazy Point: A Natural Year in an Unnatural World

Night time is really the best time to work.  All the ideas are there to be yours because everyone else is asleep.  Catherine O’Hara

There they stand, the innumerable stars, shining in order like a living hymn, written in light.
N.P. Willis

I often think that the night is more alive and more richly colored than the day.
Vincent Van Gogh

“Without the dark, we’d never see the stars. There also would be no use for the moon if there was never a night.” Tessa Emily Hall, Purple Moon

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